The Luxe Elite 12-Month Package is for clients who are ready to commit to the long game and clean their credit the right way. This is a full-year, high-touch credit repair experience built to challenge inaccurate information, apply consistent pressure, and elevate your credit profile over time.
For 12 consecutive months, we execute strategic, law-based dispute methods, detailed account reviews, and persistent follow-ups with the credit bureaus and data furnishers. Late payments, collections, charge-offs, and negative accounts don’t get overlooked—we address what’s holding your score back and keep the process moving.
This package is designed for clients who understand credit repair is not instant. Consistency, patience, and participation matter.
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What’s Included
✔ 12 Months of Credit Repair Service
✔ Unlimited Law-Based Disputes on inaccurate, unverifiable, or outdated items
✔ Monthly Dispute Submissions to all three credit bureaus
✔ Late Payment, Collection, Charge-Off & Negative Account Targeting
✔ Ongoing Credit Report Audits & Strategy Adjustments
✔ Strategic Follow-Ups to maintain dispute momentum
✔ Progress Tracking & Status Updates
✔ Customized Dispute Strategy Based on Your Credit Profile
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Mandatory Credit Monitoring Requirement
To remain active in the Luxe Elite 12-Month Package, credit monitoring is mandatory. Clients must maintain continuous access to all three credit bureaus for the duration of the program. This allows us to track changes, identify updates, and act quickly.
• Monitoring service is paid for and maintained by the client
• Failure to maintain active monitoring may result in service delays or temporary pauses
• Disputes cannot be submitted without current credit report access
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Important Disclaimers
No Guaranteed Results
Credit repair results vary. We do not guarantee deletions, score increases, or specific outcomes. Results depend on your individual credit profile, the accuracy of the information reported, and how credit bureaus and data furnishers respond.
Creditor Response & Account Changes
While our approach is strategic and firm, creditor responses are outside of our control. In rare cases, a creditor may choose to update, verify, or close an account following a dispute. This is within their legal rights and is not requested, initiated, or controlled by K Elite Consulting.
Client Responsibility
Clients are responsible for timely payments, avoiding new negative activity, and maintaining required credit monitoring. Missed payments or new derogatory accounts during the program may impact results.
Process, Not Overnight Fix
Credit repair is a process—not a quick fix. This package is for clients who are committed to staying consistent and allowing the strategy time to work.