The Luxe Elite Late Payment Pouch is a premium late payment correction service designed for clients who are committed to strategic, results-driven credit improvement. This service includes up to three full rounds of assertive, law-based disputes targeting inaccurate, outdated, or unverifiable late payment history with the goal of deletion or correction.
This offering is ideal for individuals who understand that credit restoration is a process—not an overnight fix—and are prepared to stay consistent for long-term results.
While our approach is strategic and firm, responses from creditors and credit bureaus are outside of our control. In certain situations, a creditor may elect to update or close an account following a dispute. Although this is uncommon, it is within their legal rights and is not requested, initiated, or managed by K Elite Consulting. Outcomes vary based on your unique credit profile, bureau responses, and data furnisher participation.